About Free Credit ScoreCredit reports are important for people to understand what kind of loans they can receive. Whether you're buying a car, looking to purchase a new home, or wanting a better credit card interest rate, your credit score will dictate what is available to you. FreeCreditScore.com offers the chance to get a free score, and then receive monthly updates to stay on top of your credit.
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The company offers the option to get only your credit score or enroll in a membership. When you enroll in a membership, you get access to several tools. A FICO score is delivered to you when you enroll. This is the credit score that is used by over 90 percent of lenders. You'll also get a detailed Experian credit report. Finally, the company offers information to help you understand your report and see what you can do to improve your score.
Credit is something that can be improved, and your score changes depending on how you use your existing credit. Many people who use a credit monitoring service do it to protect themselves from people who might open unauthorized credit lines.