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Beaches Resort Visa Signature Credit Card

If you are looking for a luxury Caribbean Resort vacation, the all-inclusive Beaches Resorts has something for everyone. Whether it’s a romantic vacation for two, or a fun-filled vacation for the entire family, there is a resort designed for both kids and adults to enjoy.

You can earn rewards for enjoying the luxury of the Caribbean with the Beaches Resort Visa Signature credit card. In this article, we’ll discuss the perks of this card as well as its key features, such as the APR and potential fees .

Top Perks

Beaches card reviewApplicants can earn 10,000 resort credits as a bonus for applying for the Beaches Resort Visa Credit Card. To do so, customers must make their first purchase within 90 days of establishing their account. These points can go towards their next Sandals or Beaches vacation, or be redeemed for a $100 spa credit. Other perks of the card include the following:

  1. There is no annual fee.
  2. Applicants receive a credit decision right away.
  3. There are no foreign transaction fees.
  4. Any purchases made at a Sandals & Beaches vacation resort earns double points.
  5. You can receive one point for every dollar spent on daily purchases.

Key Details

  • 0% introductory APR within first 7 days of opening an account.
  • Ongoing APR is between 14.49% and 24.49% (APR is based upon the current market Prime Rate and consumer credit score).
  • Balance Transfer APR varies between 17.49% and 24.9%.
  • Direct Deposit or Check Cash Advance APR is between 14.49% and 24.49%
  • Bank cash advance rate is 26.49%.
  • Penalty APR can be up to 29.99% and is incurred from late payments.

Tips For Using The Beaches Resort Credit Card

You can avoid paying interest on your purchases by ensuring you pay your entire balance each month. Payments should be made no later than the due date on your credit card invoice in order to avoid late fees. Due dates are 25 days following the end of the billing cycle.

If you are charged interest, then the minimum interest charge for using your Beaches Resort credit card will be no less than $1.50.

Other Fees

The Beaches Resort Signature Credit Card has certain fees that card holders may be charged. These include the following:

  • The fee for a wire transfer is $10 or 5% of the transaction amount—whatever amount is higher
  • The fee for a balance transfer is $10 or 3% of the transaction amount—whatever amount is higher
  • A cash advance fee for direct deposit and cash advances is $10 or 3% of the transaction amount—whatever amount is higher.
  • Overdraft Protection—This card can provide overdraft protection available for your checking account if you are enrolled in this plan with Bank of America. The fee for each such transaction is $12.
  • Essentially, Bank of America will put cash in your checking account at the Cash Advance Interest Rate, but it may be better for your than getting slammed by overdraft fees.
  • There are no foreign transaction fees.

The best bonus is that there is no annual fee for this credit card.

Penalty Fees

  • The fee for a late payment is up to $38.
  • A returned payment will incur fees up to $27.

How to Apply for a Beaches Resort Visa Signature Card

It is simple to apply for a Beaches Resorts’ Visa Card. Visit the website at and click on the Apply Now link. This link will take you to the Bank of America credit card application.

You must provide the following information in order for you to apply for a credit card:

  • First and last name
  • Full residential address
  • Phone number
  • Email address
  • Date of birth
  • Mother’s maiden name
  • Social security number
  • Income
  • U.S. Citizenship status

How the Beaches Resort Credit Card Point System Works

Whenever you use your Visa card for net purchases, you earn bonus points that you can redeem at one of the wonderful Beaches Resorts.

Below is a breakdown of the point system

  • You will earn 1 point for every $1 of Net Purchases that is charged to your Visa card during a single billing cycle.
  • You can earn 2 points (1 bonus point and 1 base point) for each $1 you spend on Net Purchases through the Unique Travel Corporation.

How to Use Your Beaches Resort Visa Signature Credit Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your Beaches Resort Visa Signature Credit Card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant Beaches Resorts store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your Beaches Resorts Credit Card with discount codes and offers found at Giving Assistant today!

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