Giving Assistant
Giving Assistant
Never miss a cash back opportunity - get our free reminder button! Activate Now

Delta Skymiles Credit Card Review

Offering over 15,000 flights per day, Delta Airlines gives you the freedom to go pretty much anywhere you want, when you want. For a company built on choices, it should come as no surprise that they offer four versions of their Delta Skymiles card. We will look at what each card offers, how to determine which one is right for you, and how to boost your savings with Giving Assistant.

Top PerksDelta card review

  1. Earn bonus miles by reaching purchase milestones in your first 3 months. Bonus miles and qualifying purchase amounts are based on which card you use (Blue – 10,000 for $500; Gold – 50,000 for $2,000; Platinum – 70,000 for $3,000; Reserve – 40,000 for $3,000). Platinum and Reserve cardholders also earn miles in the ultra-deluxe Medallion status!
  2. 20% in-flight savings. All cardholders are eligible to save 20% on food, drinks, and audio headsets during Delta flights. Purchases must be made with the Skymiles card and savings will appear as a statement credit within 6-8 weeks.
  3. Earn 2 miles per dollar at U.S. restaurants and on Delta purchases, 1 mile per dollar on all other purchases. Rack up your bonus miles quickly by using the Skymiles card to purchase tickets, premium seat selections, and upgrades. Add more by dining at your favorite restaurant that accepts American Express!

Key Details

  • Annual fees: Blue card has none, Gold is $95 each year after the first, Platinum is $195, and Reserve is $450
  • 24/7 online account maintenance
  • 25-day interest-free purchases
  • 17.24-26.24% variable interest rate, depending on credit rating
  • Up to $38 late fees

Here’s How it Works

Earning miles is the easy (and fun) part: 2 miles for each dollar spent on Delta purchases or at U.S. restaurants, and 1 mile for every dollar spent on other purchases. How much those miles are worth is a bit difficult to say. They can be spent on flights, upgrades, rental cars, hotels, and even VIP experiences like backstage passes to major concerts.

As one would expect, the cost varies greatly, but to give you a ballpark we can say a $215 round-trip flight from Baltimore to Detroit would run 14,500 miles; and a Sony 85” 4k Ultra HD TV will cost 1,471,500 miles. Start saving!

Who is This Credit Card Best For?

If you fly regularly, it’s hard to beat the benefits of the Skymiles card. The real challenge is determining which card is right for you. Casual travelers may benefit most from using the Blue card to avoid annual fees, but if you travel for work and are allowed to use your own card and be reimbursed, one of the higher limit cards may be a perfect way to get a bonus for all of the travel needs!

How to Get a Delta Skymiles Card

If you’re ready to start earning bonus miles for your travel, fly over to https://www.delta.com/content/www/en_US/skymiles/airline-credit-cards/american-express-personal-cards.html to select the card that’s right for you and click “Apply” (Pro tip: Google “Delta credit card” if you forget the link). You’ll be redirected to the American Express site to fill out the application and get your account off the ground!

What Else Should I Know About?

With four card options and nearly limitless ways to spend your rewards miles, the possibilities are beyond what we can cover here. Spend some time with the card comparisons to make sure you find the right one for you. Remember that not all rewards are available for all of the cards, so be sure to choose the program that offers you what you value most.

Tips for Using Your Delta Skymiles Credit Card

  1. Pay your balance each month, if possible. It is generally a good idea to pay off the balance of a credit card each month, but if you’re purchasing airline tickets that may be cost prohibitive. If you can’t pay off your balance, at least try to pay more than the minimum monthly payment to cut down on interest charges.
  2. Have a plan for your miles. Browsing through the Skymiles marketplace can be fun when you know you have miles to spend (that 85” TV is still calling to me), but try to think of these rewards as income. Consider setting a goal in advance and saving up 94,500 miles for a vacation from Denver, Colorado to Seoul, South Korea (that rewards miles example was your bonus for reading this far)! If you’re not disciplined in your spending, you’ll find yourself with 6 slow-cookers and no vacations in 2018.
  3. Use the card at restaurants and Delta. To get the most out of the Skymiles program, you have to use the card that gives you double points. If you need to purchase a flight, check Delta.com first to make sure you get your bonus!

How to Use Your Delta Skymiles Credit Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your Delta Skymiles Card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant Delta Airlines store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your Delta SkyMiles Credit Card with discount codes and offers found at Giving Assistant today!

No Comments Yet

Comments are closed