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Grandin Road Credit Card Review

Grandin Road offers a variety of styles and products to help you decorate inside and outside your home. If you’re looking to make the most out of your next Grandin Road purchase, then why not consider signing up for store credit card?

Grandin Road card holders receive special benefits. And in this article, we are going to highlight the top perks of the card, key details, and explain how you can find extra savings while using Giving Assistant.

Top PerksGrandin Road card review

  1. Special sneak previews. Be the first to see new product invitations! As a cardholder, you’ll receive advance notice and exclusive invitations to product premieres.
  2. Interest-free introductory period. For purchases of $399 or more, you can enjoy interest-free financing terms for 6 months. Purchases of $999 or more are eligible for 12 months interest free. If you pay your balance off in full before the end of your introductory period, you’ll avoid paying any interest.
  3. Birthday discount. As a birthday gift, Grandin Road will send you a coupon for 20% off any single order made with your credit card.
  4. Upgrade to in-home shipping for free. With a Grandin Road credit card, you get to leave the heavy lifting to your delivery carrier. Upgrade to in-home shipping for free, and the carrier will bring your furniture purchase into your home, inspect it, and remove the packaging materials.

Please note: this benefit is only available on items that can be delivered by truck. Assembly is not included.

Key Details

  • 28.24% Annual Percentage Rate (APR)
  • No annual fee
  • 25-day interest-free purchases
  • $27 minimum payment
  • Up to $38 late fee
  • $1 minimum interest charge
  • 24/7 online account maintenance

Who is This Credit Card Best For?

Have you just purchased your first apartment or house? Are you redecorating a room and looking to freshen up your home? Then the Grandin Road credit card is for you! You’ll find a large selection of indoor and outdoor home decor that range in style from rustic to contemporary.

Also, if you love to celebrate the holidays by decorating the outside of your home, Grandin Road has everything you need. With seasonal offerings available throughout the year, there are always new selections to choose from.

Although this credit card lacks a rewards systems like most major retail credit cards, you will have the benefit of special financing. For the shopper who is unable to pay in full, the Grandin Road credit card makes home decorating affordable by offering interest-free purchases (if you spend $399 or more).

How to Get a Grandin Road Credit Card

In order to receive a Grandin Road credit card, you must be at least 18 years of age, have a valid government-issued Photo ID, and be a United States resident with a valid street address. If you’re ready to sign up, visit Grandin Road’s credit application and register as a new customer. You will be prompted to create a login and password, and enter your billing and shipping addresses.

After creating an account, you’ll be directed to the application. You will need to provide personal identifying information, including your social security number and annual income, for a credit check. You will receive a decision on the status of your application immediately.

What Else Should I Know About?

The Grandin Road Credit Card is made available through Comenity Community Bank. Once approved, you will have 24/7 account access, where you’ll be able to pay your bill, view statements, update your personal profile, and manage your account on-the-go using your smartphone device.

Tips For Using The Grandin Road Credit Card

  1. Check your email. Your inbox could be filled with savings. As a cardholder, you’ll receive exclusive emails with special offers and coupons. Periodically, you will also have the chance to preview new items and products before anyone else.
  2. Pay off your card in full every 25 days. If you don’t take advantage of the special financing options with Grandin Road, you can avoid paying high interest costs by paying off your balance every 25 days. If you don’t, you could pay up to 28.24% APR on your balance!
  3. Search for coupons before checking out. It’s always great to save! Don’t checkout before searching for a coupon. Below we have a great tip for finding coupons using Giving Assistant.

How to Use Your Grandin Road Credit Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your Grandin Road Credit Card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant Grandin Road store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your Grandin Road Credit Card with discount codes and offers found at Giving Assistant today!

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