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New York & Company Credit Card Review

Open up the New York & Company Runway Rewards credit card and make every sidewalk a runway. With the Runway Rewards credit card, you can purchase professional and sophisticated women’s fashion from your favorite store, New York & Company, and earn rewards as you shop!

We will explain how to earn points with the Runway Rewards card, and how you can get the most out of your credit card by signing up with Giving Assistant.

Top PerksNew York & Company card review

  1. Earn Cash Rewards: Earn 1 point per $1 spent at New York & Company. As a Runway Rewards cardholder, you will earn a $10 reward per 200 points earned to be spent at New York & Company. Upgrade to a Premier Runway Rewards cardholder and earn $20 per 200 points earned.
  2. Earn Cash Back with Giving Assistant: Earn 1.5% cash back when you sign up for Giving Assistant. Upgrade to become a Power Shopper and earn 3%.
  3. Discount When You Open a New Account: Earn a 15% discount when you open up a Runway Rewards credit card.
  4. Birthday Savings Coupon: Receive $10 off purchases as a Runway Rewards member, and $15 off purchases as a Premier Runway Rewards member.
  5. Cardholder Appreciation Events: Including exclusive deals, offers, and coupons.
  6. Exclusive Double City Cash Days: Upgrade to Premier Runway Rewards and receive double the rewards on City Cash Days.
  7. Shipping Perks: Earn FREE shipping on New York & Company eligible purchases.
  8. Access to Style Guide: As a Premier Runway cardholder, receive the Style Guide and also a Savings Pass to use on the latest NY&C collections.

Key Details

  • No Annual Fee
  • APR: 27.24%
  • Late Payment: Up to $38
  • Returned Payment: Up to $25

Point System Breakdown

As a Runway Rewards cardholder you will earn a $10 voucher for every 200 points that you earn. You can earn 1 point per $1 spent at any New York & Company store, or through their website.

Become a Premier Runway Cardholder and increase your rewards voucher to $20 per 200 points. To qualify for Premier status you need to spend $400 on your Runway Rewards card within a single calendar year. Your rewards dollars will be sent to you in the form of a gift certificate at the end of each credit year, and can be spent at any New York & Company location.

Who is The New York & Company Credit Card Best For?

The New York & Company Runway Rewards credit card is perfect for anybody who loves to shop at New York & Company. NY&C is full of the latest and trendiest clothes and apparel. If you are interested in buying in-style clothing and earning rewards while you shop, then this is the perfect credit card for you!

You can sign up for the Runway Rewards credit card at any New York & Company location, or by following this link to their website.

What Else Should I know About?

Points can only be earned when you shop at a New York & Company location or on their website. Points will only be earned on purchases, so you will not earn any points on taxes or shipping. Your points will never expire (as long as your account remains active and in good standing). Gift certificates will expire 12 months after the issue date.

You will earn a birthday offer each year. However, you will not be able to redeem your birthday discount if you have not made an eligible purchase within the last 12 months. If you open the card during your birthday month, you will receive your birthday discount the following year.

Tips for Using The New York & Company Credit Card

  1. Use Runway Rewards Credit Card at least Once a Year: In order to earn your birthday discount, you need to have used your Runway credit card at least once within the last 12 months.
  2. Spend at least $400 each year: If you would like to earn double the rewards, make sure to spend at least $400 on your NY&C credit card to be upgraded to a Premier Runway cardholder.
  3. Stay up-to-date on deals: New York & Company offers many exclusive deals and discounts throughout the year. Don’t miss out on saving money by browsing through their monthly newsletter, delivered right to your inbox.
  4. Sign up for Giving Assistant: When you sign up for Giving Assistant you can earn up to 3% cash back, in addition to your Runway Reward points.

How to Use Your New York & Company Credit Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your New York & Company credit card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant New York & Company store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your New York & Company Credit Card with discount codes and offers found at Giving Assistant today!

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