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Newegg Credit Card Review

Founded in 2000, Newegg.com was named to signify a new hope during a time when e-commerce was struggling to make a breakthrough. At the time, Newegg.com was known for computers and electronic components. Today, Newegg.com sells household items, toys, clothes and health and grooming supplies. Their customer service is superb and a big part of their excellent service is offering good deals and reasonable payment options, with Newegg you get both.

In this article, we will talk about the details and benefits of owning a Newegg credit card and combining it with Giving Assistant’s cash back deals.

Top PerksNewegg card review

  1. “Everyday Promotional” financing: No interest if…
    • paid in full within 6 months on orders from $199 – $498.99
    • paid in full within 12 months on orders over $499.00
  2. “Extended Promotional” financing: No interest on select items for either 18, 24 or 36 months

Key Details

  • No annual fee
  • Current APR: 29.99%
  • Minimum interest charge is $2
  • Secure online account management
  • Application approved in seconds

Who this Credit Card Best For?

Anyone who needs or wants to purchase tech for business, home, fun or gifts is a great candidate for Newegg’s credit card. In addition to offering a wide range of refurbished electronics, Newegg also offers promotional financing with no interest for given periods of time (listed above). Anyone who enjoys getting a good deal on refurbished electronics will love Newegg.com.

Refurbished electronics are a great way to save money from buying brand new products. Usually, refurbished is a good way to go. They have been restored, tested, and most glitches have been resolved.

The Newegg.com product list includes the usual electronics: computers, tablets and phones, but also includes electronics for your car or home, as well as fun games and toys for the young “techie”.

How To Get a Newegg Credit Card

You can apply here at Newegg Credit Card and be on your way to purchasing virtually any items you want. If you are a qualified credit holder, then you will instantly receive an approval. Therefore, you will be able to start your shopping almost immediately after applying.

Synchrony Bank handles the credit accounts for Newegg, so you will be using their website to make payments, view your balance, update your account information and schedule up to 12 payments.

What Else Should I Know About?

The purchase APR is quite high at 29.99%, so be sure to take advantage of the great “no interest” promotional financing offers and commit to paying the items off in the allotted period of time. Also, couple the benefit of paying for newly refurbished electronics in with interest-free monthly installments along with taking advantage of Giving Assistant’s deals and discounts, and now you’re really saving money.

In addition to the benefits of the Newegg Credit card, Newegg also offers a Premier membership. The membership fee is $50, and it comes with the following benefits:

  • Expedited shipping free (three days or less) on qualifying items
  • Benefit for four friends or family members. Your family and friends can take advantage of the same deals that you receive simply by signing in with your membership.
  • Free Returns on qualifying items
  • No restocking fee on qualifying items
  • Rush Processing on orders containing at least one qualifying item
  • Dedicated Customer Service with a private customer service line for Premier members only
  • Exclusive Deals with email subscription
  • Early Bird Special Alerts for major sales and events, so you can be first in line
  • For Students only: $20 off membership fee

How to Use Your Newegg Credit Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your Newegg credit card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant Newegg store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your Newegg credit card with discount codes and offers found at Giving Assistant today!

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