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Nordstrom Credit Card Review

Do you love fashion? Are you constantly looking for ways to shop more AND make money as you shop? If this sounds like you, then consider the Nordstrom credit card.

In this article, we will discuss the details and top perks of the Nordstrom credit card, and also why and how pairing your Nordstrom credit card with Giving Assistant is the best way to earn more cash back!

Top PerksNordstrom card review

  1. Cash Back: Combine reward points with Giving Assistant. Giving Assistant will give 1.5% cash back. Power Shoppers receive 3%. (Note: Giving Assistant can only be used at Nordstrom Rack.)
  2. Points: Receive 1 point per dollar spent at Nordstrom
  3. Bonus Note: Receive a $40 bonus when you use your card on the day you sign up.
  4. Cardmember Benefits
  5. 24/7 Nordstrom Customer Service
  6. Different Types of Cards Available: Nordstrom Retail Card, Visa Platinum, and Visa Signature credit card

Key Details

Nordstrom Retail Card:

  • APR: 24.15%
  • Penalty APR: 31.15%
  • No Annual Fee
  • Late Payment: Up to $38
  • Returned Payment: Up to $25

Visa Platinum Card and Visa Signature Card:

  • APR (for Nordstrom Purchases): 12.15% to 24.15%
  • APR (for Non-Nordstrom Purchases): 16.15% to 24.15%
  • APR (for cash advances): 28.15%
  • Penalty APR: 31.15%
  • Late Payment: Up to $38
  • Returned Payment: Up to $25

Point System Breakdown

Nordstrom Retail cardholders can use their credit card at Nordstrom locations, Nordstrom Rack, HauteLook as well as Trunk Club. They will earn 2 points per dollar spent. Visa Platinum and Signature cardholders can earn the same points as Nordstrom Retail cardholders, but they can also use and earn points anywhere Visa is accepted.

Nordstrom Retail Card:

  • Receive 2 points per $1 spent at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club
  • 2,000 points = $20 Nordstrom note (digital gift certificate

Visa Platinum Card and Visa Signature Card:

  • Receive 2 points per $1 spent anywhere that Visa is accepted
  • 2,000 points = $20 Nordstrom note

If you carry the Visa Platinum or the Visa Signature Nordstrom credit cards, and you purchase $200 worth of items, you then earn 400 points. Once you have racked up 2,000 points you will have earned a $20 Nordstrom note. Nordstrom notes are digital gift certificates that can be used all at once at any Nordstrom location or affiliated store.

Who is the Nordstrom Credit Card Best For?

The Nordstrom credit card is perfect for those who love fashion. Nordstrom is filled the hottest clothing and accessory trends. If you are interested in clothing, shoes or makeup, then the Nordstrom credit card is perfect for you!

You can apply for the Nordstrom’s credit card at any participating Nordstrom or online at

What Else Should I Know?

Nordstrom offers three different credit card options for those who want to earn points for shopping. There is the Nordstrom Retail card, the Nordstrom Visa Platinum Card, and the Nordstrom Visa Signature Card.

The Nordstrom Retail card can ONLY be used at Nordstrom, Nordstrom Rack, HauteLook and Trunk Club.

The Nordstrom Visa Platinum and Visa Signature cards can be used wherever Visa cards are accepted.

You can learn MORE about the Visa Platinum card and the Visa Signature card. Each card offers different levels and benefits, which depend on how much the cardholder spends within the credit year.

Here is a break down of each level:

Level 1: $1-$1,999

  • Alteration Benefits: Up to $100 in notes
  • Personal Triple Points Days: 1
  • Access to Bonus Point Events
  • Anniversary Sale Early Access
  • 2 points per dollar

Level 2: $2,000-$4,999

  • Exclusive Holiday Points Events
  • Alteration Benefits: Up to $200 in notes
  • Personal Triple Points Days: 2 Days
  • Same Benefits as Level 1

Level 3: $5,000-$9,999

  • Extraordinary Experiences
  • Alteration Benefits: Up to $300 in notes
  • Personal Triple Points Days: 3
  • Same Benefits as Level 1 and Level 2

Level 4: $10,000 +

  • Anniversary Sale Pre-Shop
  • VIP Rewards Experience
  • Alteration Benefits: Unlimited
  • Personal Triple Points Days: 4
  • Same Benefits as Levels 1, 2, and 3

Tips for Using the Nordstrom Credit Card

  1. Sign up for Visa Platinum or Visa Signature: In order to earn the most from the Nordstrom credit card, choose the Nordstrom Visa cards. Nordstrom Visa cardholders can shop anywhere that Visa is accepted and earn Nordstrom points.
  2. Attend Events: Nordstrom credit cardholders have the opportunity to join special events. Nordstrom special events provide ample chances to earn extra points! Don’t miss out on bonus point!
  3. Personal Triple Points Days: Don’t forget that you have personal triple points days, which are great opportunities to earn more points!
  4. Giving Assistant: Make sure that you sign up for Giving Assistant and pair it with your Nordstrom credit card to earn MORE cash back at Nordstrom Rack. To double the cash back, sign up to become a Power Shopper.

How to Use Your Nordstrom Credit Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your Nordstrom credit card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant Nordstrom store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your Nordstrom credit card with discount codes and offers found at Giving Assistant today!

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