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Sony Credit Card Review

When it comes to tech, Sony has made a name as one of the greatest entertainment tech companies. With the Sony Card you can earn rewards as you upgrade your home entertainment or add games to your PlayStation collection.

In this article, we are going to look at some of the top perks and conditions of this card, and how you can use it with Giving Assistant to maximize your savings.

Top PerksSony card review

  1. Earn a $50 statement credit. If you make your first purchase with your Sony Card within 90 days of its activation, you can earn a $50 statement credit. This can be redeemed in the form of games, electronics, and entertainment purchases.
  2. Earn points wherever you go. The fastest way to earn points is to spend money on entertainment or Sony purchases for 5x points. However, you can still earn 1x points on everyday purchases, giving you a little versatility.

Key Details

  • 0% intro APR until November 2018
  • Variable APR of 15.49% – 24.99% after that
  • No annual fee
  • 25-day grace period after purchases
  • Max late fee of $38
  • 49% cash advance APR
  • 3% (minimum $10) cash advance fee

How the Sony Card Point System Works

One of the best things for Sony fans is that the Sony Card allows you to earn points toward rewards while you shop. Here is a breakdown of the point system Sony uses:

  • 5 points per $1 spent on entertainment, including purchases on music, movies, sports, digital media, subscription services, video games, and more.
  • 5 points per $1 spent on Sony products at authorized retailers
  • 1 point per $1 spent on all other purchases

Generally, each Sony Rewards point is worth $0.01 a piece. Once you earn enough points, you can redeem them in Sony’s online catalog.

Here’s an example of the points system in action: You can earn points for your everyday purchases, and extra points if you spend on Sony or entertainment purchases. With each point, generally, equalling out to $0.01, what you can redeem will depend on the amount of points you have and the retail price of the product you want in the Sony online catalog. For example, if you wanted to buy Mirror’s Edge Catalyst and the retail price is $59.99, you will need 5,999 points.

Who is This Credit Card Best For?

The good thing about the Sony Card is that you can earn points almost anywhere you shop. However, the credit card is still best for loyal Sony customers who spend a decent amount on entertainment purchases. Not only are the rewards of this card only good for redemption with Sony’s online catalog, the fastest way to earn points is to spend money on entertainment and Sony purchases.

How to Get a Sony Store Credit Card

The process for applying for a Sony Card is rather straightforward. The first thing you need to do is to visit this link. Then, you will be prompted to fill out a form asking for basic information such as your contact information, social security number, and income. To be eligible for this credit card, you must be at least 18 years old and have a permanent address in the United States or on a U.S. military location. Every applicant will be subject to a credit check pending approval.

What Else Should I Know About?

The points that you earn with your Sony Card do expire but, luckily, you have plenty of time to redeem them before then. When you keep your account open and active, the points you earn will be valid for 5 years from the end of the month in which you earned those points. If you close your account, though, your points will only be valid for 60 days after the day the account is closed. This makes the Sony Card rather flexible in how long you can access and redeem your account points.

You should also be aware that if you want to redeem points, you will need to register for a Sony Rewards account. However, this account is completely free, so you won’t need to worry about incurring an extra cost.

Tips For Using The Sony Card

  • Use Your Sony Card With Giving Assistant. If you want to make the most out of your purchases, consider using your Sony Card with Giving Assistant. Giving Assistant allows you to access cash back and coupons while you shop.
  • Pay Your Balance Regularly. The Sony Card has a maximum late fee of $38. To avoid this, you might want to try and make the minimum monthly payment each billing cycle.
  • Use Your Points Before They Expire. Remember to use your points before they expire! Luckily, though, you will only use your points on an active Sony Card if you let them sit for 5 years from the end of the month that they were earned.

How to Use Your Sony Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your Sony Card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant Sony Card store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your Sony Card with discount codes and offers found at Giving Assistant today!

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