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Wyndham Rewards Visa Credit Card Program

Whether you’re traveling for business or pleasure, everyone loves it when their trip is accompanied by additional perks. The Wyndham Rewards Visa Credit Card Program gives travelers two different card options that can result in huge savings on your next getaway to participating hotels under the 15 brands that make up Wyndham Worldwide.

In this article, we’ll break down the differences between the two cards, and how you can combine them with Giving Assistant to save even more!

Top PerksWyndham Rewards card review

  1. Save up to 5% to 8% on stays at over 7,500 Wyndham Worldwide properties across the globe.
  2. 15,000 Wyndham Rewards points will earn you one night in a standard room at Wyndham hotels, homes, and condos.
  3. Exciting perks and offers include rollover nights, late check-outs, and dedicated member services that rack up as you continue to enjoy stays at Wyndham properties.

Key Details

Wyndham Rewards Visa Card

  • 16.74%, 21.49%, or 26.49% variable interest rate
  • Up to $37 late fees
  • No annual fee
  • No foreign transaction fees
  • 24/7 online account management
  • $0.50 minimum interest charge
  • 23-day interest-free purchases
  • $50 Vacation Club Maintenance Fee Credit

Wyndham Rewards Visa Signature Card

  • 16.74%, 21.49%, or 26.49% variable interest rate
  • Up to $37 late fees
  • $75 annual fee
  • No foreign transaction fees
  • 24/7 online account management
  • $0.50 minimum interest charge
  • 23-day interest-free purchases
  • $150 Vacation Club Maintenance Fee Credit

How the Wyndham Rewards Point System Works

The Wyndham Rewards Program is open to all customers, but cardholders of either the Wyndham Visa Card or Visa Signature Card are treated to increased value for their points, among other perks. There are two ways to redeem your Wyndham Rewards Points:

  • go free: 15,000 points can be redeemed for one free night at participating Wyndham properties
  • go fast: 3,000 points + cash payment will earn you discounted room rates at participating Wyndham properties
  • go get ‘em: qualified stays = 10 points per $1 or 1,000 points (whichever is more)

There are four tiers to the Wyndham Rewards Point System. While the Blue tier is open to all members, Wyndham Rewards Visa cardholders are able to bypass level one, leaving these three:

Gold Members

  • Earn 10 points per $1 or 1,000 points per stay (whichever is greater)
  • go free award nights with no blackout dates
  • go free home and go free condo award nights
  • Rollover nights never expire
  • Free WiFi
  • go free Plus, which gifts you a $10 off coupon for a local experience when booking a stay at a top destination
  • go fast Plus, which gives you a $5 off coupon for local experiences when booking a stay at a top destination
  • Dedicated member services
  • Preferred rooms
  • Late check-outs

Platinum Members

Along with all gold level perks, platinum members gain access to:

  • Early check-in
  • 3,000 bonus points awarded to you on February 1st if you reach platinum status by January 1st, every year
  • Free Avis and Budget Car Rental Upgrades

Diamond Members

In addition to all gold and platinum level perks, diamond members gain access to:

  • 6,000 bonus points awarded to you on February 1st if you reach diamond status by January 1st (instead of 3,000 for reaching platinum), every year
  • Suite upgrades including award nights, every time you stay at a Wyndham property
  • A complimentary welcome amenity (drink or snack) upon arrival
  • Provide the complementary gift of a Gold level membership to a family member or friend each year

Here is a breakdown of how the points system works for each card.

Wyndham Rewards Visa Card:

  • 15,000 points will earn you one free standard night stay
  • Earn 15,000 bonus points after your first purchase
  • Earn 3 points for every $1 spent on eligible purchases for your stay at every participating hotel, or Wyndham Vacation Rental North America property, on-property spending, and maintenance fees for Wyndham timeshare properties
  • Earn 2 points for every $1 spent on eligible gas, utility, and grocery store purchases
  • Earn 1 point for every $1 spent on all other purchases, excluding Wyndham timeshare down payments
  • Automatically receive a Wyndham Rewards Gold Membership
  • Points are good for four years from being posted to your account

Wyndham Rewards Visa Signature Card:

  • 15,000 points will earn you one free standard night stay
  • Earn 15,000 bonus points after your first purchase
  • Earn and additional 15,000 bonus points if you spend $1,000 on purchases within the first 90 days of your account opening
  • Earn 5 points for every $1 spent on eligible purchases for your stay at every participating hotel r Wyndham Vacation Rental North America property, on-property spending, and maintenance fees for Wyndham timeshare properties
  • Earn 2 points for every $1 spent on eligible gas, utility, and grocery store purchases
  • Earn 1 point for every $1 spent on all other purchases, excluding Wyndham timeshare down payments
  • Earn 6,000 bonus points after your account anniversary each year
  • Automatically receive a Wyndham Rewards Platinum Membership
  • Points are good for four years after being posted to your account

Here’s an example of the Wyndham Rewards Credit Card in Action: A Rewards Visa cardholder can book a three-night getaway in a standard single room at an eligible Wyndham property after opening their card.

Let’s say that the room is $100 per night. In addition to getting one night of their getaway for free with the 15,000 points given for opening the card, they would also earn 600 points for the remaining two nights of their booking. Since Wyndham always rewards at least 1000 points per qualified stay, they would get that larger number of points instead of 600.

Who is This Credit Card Best For?

These two cards are best for frequent travelers that enjoy staying at Wyndham Worldwide Properties. Those who are already a part of the Wyndham Reward Program stand to earn more with either of these cards; in fact, you can get 30%-50% more out of each stay. The annual fee on the Rewards Visa Signature card narrows its appeal to high-volume business travelers, since the benefit they reap from the rewards will outweigh the $75 annual fee, while the Rewards Visa might appeal more to casual travelers.

How to Get a Wyndham Rewards Visa Card/ Wyndham Rewards Visa Signature Card

Getting a Wyndham Rewards Visa or Visa Signature Card is simple! Go to this link on the card supplier Barclay’s website and fill out an application. Be advised that you’ll need to provide identifying information including your social security number and income details. This information is collected to determine eligibility. Candidates must also be 18 years old and a U.S. resident.

When applying for the card, your eligibility for both cards will be determined. If you don’t qualify for a Visa Signature Card at the time of your application, you may still be eligible for the Rewards Visa Card.

What Else Should I Know About?

While the Rewards Visa Card has no annual fee, the Rewards Visa Signature card has a $75 annual fee. Be aware that both cards have a sliding scale when it comes to the interest rate, so APR rates can be 16.49%, 21.24%, or 26.24% based on your credit. These rates are on the higher side, so it’s beneficial to work at paying off your balance during the 23-day interest-free period. Late fees can also cost up to $37, which makes paying on time that much more important. Cardholders are kept safe by Fraud Protection, so you won’t be liable for any unauthorized charges. The absence of a foreign transaction fee is also handy.

Tips for Using Wyndham Rewards Visa Card/ Wyndham Rewards Visa Signature Card

  1. Be mindful of your billing cycle. You have 23 days after a purchase to pay it off without incurring interest charges. You’ll also want to pay your bill on time to avoid incurring late fees of up to $37.
  2. Keep an eye on your points. Both of these credit cards are useful for racking up points that you can use on getaways. Keep your account both paid up and active (used for a purchase at least once every 18 months) in order to reap maximum benefits. You cannot earn or redeem points during a billing cycle where your account becomes delinquent or otherwise in default according to your Cardmember Agreement.
  3. Book directly with Wyndham. Make sure your stays are booked directly with Wyndham by phone or online. Stays at Wyndham Worldwide properties that were booked through a third-party company will not be redeemable for points toward the program, even if they are charged to the card.
  4. Use your points before they expire. Wyndham Rewards points expire four years after being credited to your account. Use your card at least once every 18 months to keep your standing active. Inactivity will result in a forfeiture of accumulated points.
  5. Maximize your savings. While earning points toward Wyndham Rewards, you can also earn points in participating travel partner programs. This means you can simultaneously earn airline miles, affiliated hotel rewards points, and more. Combine all these rewards with Giving Assistant’s 3%-6% cash back rate and enjoy the humongous savings!

How to Use Your Wyndham Rewards Visa Credit Card with Giving Assistant

When you go to Giving Assistant you’ll find verified coupons for multiple brands that offer up to 30% savings on select items. By using a Giving Assistant-provided link when you shop you have the potential to earn cash back, save on your purchase price, and get the added benefits from your Wyndham Rewards visa credit card when you pay for your purchase.

To get started, you first need to sign up for an account on Giving Assistant. Once enrolled, visit the Giving Assistant Wyndham store page here to view the current coupons, promo codes, and deals.

Download the Giving Assistant browser extension called the Button, to automatically populate the highest-value coupons as you visit thousands of online shopping websites.

Maximize your rewards earnings and saving potential by combining your Wyndham Rewards Visa Credit Card with discount codes and offers found at Giving Assistant today!

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