FamZoo is a banking app designed to teach children responsibility while making banking easy for the whole family. It gives children access to their own individual bank accounts and parents access to budgeting and investment, all under the same umbrella. A key component of FamZoo is flexibility. Parents can decide the rules for how their “family bank” is run. Children can be given access to IOU accounts. With a few taps on the app, parents can automatically transfer money to their child’s account for good behavior, allowances or chores. Money can be similarly transferred from the IOU account for purchases made in the child’s name or bad behavior. These tasks can be scheduled and accessed with simple, clickable checklists. It’s a quick and easy way to keep track of your child’s balance and reward them for good behavior while also incentivizing and teaching them good financial practice. FamZoo also offers prepaid card accounts. These allow you to directly transfer actual money to a child’s card. Transactions are logged, allowing parents and children to see where the money is going. The prepaid nature of the cards means poor spending habits won’t be punished with overdraft fees. Maximize your savings with Giving Assistant coupons. Just enter promo codes at the retailer and a donation will be made to charity.